Insurance
Don't know if this applies to anyone else but since we have put all trips on hold until possibly the fall and our camper is parked on our property, I cancelled the insurance policy on the camper. I w...
Forum Discussion
PamfromVA wrote:
First off, we paid cash for our camper. Secondly, when sitting at your house, the homeowners policy covers any damage like storm or tree falling on it. When hooked up to your truck moving down the road, your car insurance covers it. The insurance for the camper is for when it is sitting at a campground or perhaps water damage from defective material. This was all discussed with the insurance company this morning. Therefore not needed since it will just be in our yard for the next six months.
Most HO policies will cover a TRAILER (not a motor home) while at the property. Your auto carrier provides only liability insurance when towing. The RV policy would be needed for any collision or comprehensive coverage on the trailer while on the road.
