PlanF will give the greatest coverage but is also the most expensive. There is also a High deductible F that give the great coverage after a higher deductible. For many people that can also be the least expensive option. There are a couple of the cheaper plans that will not give any coverage outside of the US but most will give $250,000, max. The drug plan, Part D, is a totally seperate item and can be purchased at a different place. I sell this stuff and if people have no great drug needs I tell them to get the Wal-Mart plan D. As long as you have coverage you can make a switch in the future.
