I turn 65 this year and the phone calls and mailings have started. So tired of two to four calls daily that I just hang up on them. I'm retired military and have Tricare for life. When my wife developed kidney failure we went through Humana for her Medicare coverage. I get monthly statements from Medicare and Tricare on payments, I owe nothing, but I had to pay the bills it would be over 50 thousand per month. When I sign up it will be through Humana, just to keep everything under one company. Tricare also uses Humana Health System.