winnietrey wrote:
In my opinion, some folks save every dime, and others spend every dime. The middle ground is the harder course. I will trade money for time and experiences every time. The times we have had in our RV, the things we have seen, the places we have been and taken our GD too. How do you put a price on that?
On a everyday approach, as we are older now and better off money wise, some things we have been able to enjoy. As a result
I never go to flying J's, to hard to get in and out of. Don't mind paying more for gas at a less busy place
Don't care really what the campsite costs, as long as it has a pool for the GD.
Don't care about spending money to do fun stuff or buy a souvenir.
I am very aware the clock is ticking, we are getting older and these times will not come again.
winnietrey .... very well put indeed!!
I have a couple of related comments:
- It'll take several more months to pay off our credit card from last fall's wonderful 7000-8000 mi RV trip where our spending was pretty much unbridled. The trip would have been a lot different had we used a "no debt at any cost" approach during this trip. As a result it was a once in a lifetime experience using temporary credit - including a ZIP line ride way above a canyon!
- Regarding the "I'm spending the kid's inheritance" approach to unbridled spending of one's resources during the last of their active years ... the DW and myself have cared for two loved ones as they passed in their old age. The environments where we were able to have them live in during their last years were vastly different between the two people (our mothers). We came to the conclusion through this experience that the final living conditions for us in our old age can make all the difference in the world as we slowly fade away - with the best environments for this being VERY EXPENSIVE nowadays. So to be prudent .... one should count on being able to come up with thousands of dollars per month for living expenses, per person, during their twilight years so as to be able to exit this life with some degree of comfort. In a Rest Home, pretty gardens and a great cafeteria just might be priceless. The bottom line is ... don't spend it all on fun and don't leave it all to the kids!