Probs getting title
My daughter brought a trailer from D&J Trailer sales in Indiana several months ago. She paid for it upfront. They delivered the trailer - but despite umpteen phone calls, no title! Not sure what op...
Forum Discussion
fj12ryder wrote:avan wrote:Don't be so quick to judge something you seem to know little about. You don't always get a title from the dealer/seller when you buy a vehicle. We just bought a car in Kansas and you pay the dealer and you leave with paperwork, but no title, that comes in the mail after a week or two. We knew that going in, that's the way Kansas does their paperwork.
Not to be unsympathetic but she paid cash and did not leave with the hot little title in her hand? Like she trusted a 'stealer'? By now she's realizing that having the title in hand is as important or maybe more important than having the trailer in her drive. ...
So, no you don't always get a title.
It is always an option to pay the dealer for the vehicle and leave with either a title or the proper paperwork to obtain a title. You and the dealer would first need to decide what constitutes payment. Simply giving the dealer a check is not payment until the check is executed. Normally, wire transfer to the dealer would constitute payment. The dealer would then need to fill out the proper paperwork to change an existing title to the purchasers name or the necessary forms to change the MSO into a title in the purchasers name.
In many cases dealers do not physically have possession of a title or MSO. They are often held by the floorplan source financing the inventory for the dealer. In this case the dealer sells the unit, collects the money, and then pays the financing source and receives the title or MSO. The problem can then start where the dealer uses the customers cash for operating expenses and fails to pay the floorplan source to obtain the title. This is called "selling out of trust" and unfortunately happens several times a year.
If it has truly been several months, the OP's daughter should immediately contact the Indiana DMV and file a complaint. Every state has laws about titles and no state would have laws where the dealer has months to produce a title. This time period is a prima facia proof of a problem. Good luck!
