Mr.Mark wrote:
Toedtoes, I think you hit the nail on the head. You are covered by your insurance but the insurance on the car is the first carrier then onto yours if needed.
My info comes from our TN insurance as they basically stated that the insurance follows the car.
MM.
Generally, yes. But there are so many variables that you cannot plan on the vehicle's insurance to pay. It is far better to speak to the insurance agents for the driver's insurance AND the vehicle's insurance and determine if either will provide coverage. Also, apparently, there are some states that have specific laws that affect the general rule also.
