Forum Discussion
fj12ryder
Oct 21, 2018Explorer III
rhagfo wrote:"Uninsured Motorist insurance options vary widely by state including coverage options, available limits and mandatory requirements."fj12ryder wrote:
Yeah, but uninsured motorist usually only covers personal injury, won't do squat for property damage.
Should cover property damage also.
"Depending on the state, Uninsured Motorist insurance may be three separate insurance coverages that are typically categorized together:
Uninsured Motorist insurance (UM or UMBI)
Underinsured Motorist insurance (UIM)
Uninsured Motorist Property Damage insurance (UMPD)"
In Missouri "Uninsured Motorist Insurance" only covers personal injury.
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