RV Financing / Zero Down Options?

SpeakEasy wrote:

shelbyfv wrote:
I'll admit that I'm in the "do w/o a toy until you can afford it" camp. However, someone brought up a compelling argument for enjoying an RV with kids who will be moving on in a very few years. There is something to that, though many have made those family memories with a tent or an inexpensive pop up. And of course if folks are truly concerned about their kids, they will be saving all they can to help pay for their college.

That was me talking about enjoying the RV with my kids.

It's so easy to judge others. Here are some facts in response to your suggestions. The RV that I borrowed money to get was an "inexpensive popup." To get even something "inexpensive" we had to borrow some money before the kids were gone. In regard to helping pay for college, I worked things out so that both my kids were able to get undergrad degrees debt free.

-Speak

Back in the 60's my Mom and Dad managed to fit 8 of us (2 adults and 6 kids) into a station wagon with a tent and drove to Florida and back.. It didn't kill us..

Early 70's Dad bought a F100 truck and put a shell top on the back, made a simple table and a couple of "bunks".. Yep, went to Florida and back in it (6 kids in the back of the truck to boot).. It didn't kill us.

Mid 70's Dad found a used 60's slide in (TC) for a couple of hundred dollars and we used that until 1982 when Dad found a newer slide in for $500..

in the late 80's Dad retired and with money he got from a death of a distant cousin he finally bought a NEW 5vr.. No, none of us kids got the chance to camp in this one, it was so My Dad and Mom could snow bird in Florida..

My point is camping does not require huge chunks of money, it does not require buying NEW campers and yet the kids will still have a blast..

Myself, bought a used 20ft TT for $1800, spent some money and time fixing it up from water damage then used it for 4 yrs and sold it..

The one I have now which I also bought used but for $700.. Sure, I had to fix them but I was able to do it without the need to finance a depreciating asset..

Many folks seem to pass over used units, not sure why but it isn't all that hard to fix them for the most part unless they have been severely neglected (and then you can get them dirt cheap).

Used popups are cheap and plentiful, 20-30 yr old TTs are cheap and plentiful.. and not to mention affordable without a loan.