Traveling to Canada for insurance question

You must be able to produce proof of valid insurance, if you are stopped by a police officer, or if you are involved in an accident. Anything will suffice, such as a copy of your policy, or a card from your home state, as long as it indicates that it has not expired. No valid proof of insurance can result in hefty penalties, as much as $2500 in some locations.
Highly advisable to get medical coverage for out-of-country travel, no matter where you go, including Canada.

Enjoy your travels in our beautiful country, and welcome!

You may want to read this. Even though your insurance meets the Canadian requirements you may want to check with yours to be sure and get card if they still provide them. better safe then sorry!
Insurance card

As of about 3 years ago my insurer, State Farm, also said that the Canadian insurance card was no longer required.

enblethen wrote:
You need to get a Canadian insurance card from your insurance company. Most provide this at no expense.

That is not universally true and making blanket statements such as yo did are generally incorrect. We recently went to Canada and when I contacted USAA they said they no longer issue or do you need anything additional. Your normal insurance card is all you need.

Only good answer is to check with your particular insurance company and get the correct answer.

Larry

We have used Seven Corners travel insurance since DW on Medicare when we visit Canada. Chose your level of coverage and length of policy - not that expensive overall. Luckily have never had to use it. ST

Here in BC you will need med insurance or if staying in our local hospital will cost $1000. a day for a bed and meds., that's what the insurance say that are posted on the wall in the ER. Just make sure you are covered as just a doctor visit in the clinic is $97. for a normal visit, if a doctor has to be called in for a emerge the price is double.

medical insurance varies. In our case, for out of country trips our medical insurance provides coverage for "needed" care. Can't just go in for a checkup and expect payment, but if we go in for accident, injury, illness it covers. DW has medicare advantage, I have "regular" insurance. But check carefully with your medical insurance to see what they do or don't cover when your out of the country. And ours covers for long trips, at least 3-4 months, since I've asked when we took long out of country trips.

Since we travel a lot, I have GEOS medivac as well, so as soon as we are stable after an incident more than 100 mile radius from our house, if needed they will arrange to transport both of us back home or to a local hospitial from virtually anywhere in the world and pick up the tab. A few places excluded, somalia, etc.

Hopefully, one of those insurances you pay for but never need to use!!


And most auto insurance covers canada. Wasn't aware of the "special" insurance card.

Find out what medical coverage is there and get additional in place. I very much doubt that any plan covers anything under regular terms of insurance past 30 days from the day you leave home.

& it is the insurance companies you have to ask, not us.

:C

SOME MEDIGAP PLANS COVER FOREIGN TRAVELS if you have medicare.
Check with your company if you have medicare

My cousin's husband broke his leg while visiting Ontario. Medicare did not cover, and he didn't have a Canadian rider on his supplement. He ended up traveling back to the US before he could get it treated. Lots of wheelchair travel through airports, with changes of planes until he could get back home.