uninsured moterist rant
DD's car was creamed by an uninsured driver. Good news she was not hurt. Bad news, other driver had no insurance. So end of the day, will end up costing the DD about 500 bucks. Thing is she is a sing...
Forum Discussion
Lynnmor wrote:
The idea of putting the liability portion of insurance on the vehicle policy is crazy in my opinion. If someone has three cars, why should he pay three times as much when he can only drive one at a time? If the liability insurance were on the drivers license, then it could be pulled in the event of no insurance or money owed. In the case being discussed, the flunky would lose his license till the thing is settled, and if he were to drive without a license it would be jail time.
We don't always have the same opinion Lynn, but I agree 1000% with this.
Maybe a better mousetrap to force compliance?
FWIW, in my ripe old age of 45now, I think auto insurance is actually pretty reasonably priced. Just changed carriers here this week for the first time in 10+ years and for 2- SRT 8 Chargers, 1 new, 1 old, the 07 dodge, camper, old Jeep and a relatively expensive boat, plus a $1M umbrella, we are right around $200/month.
The 3 main vehicles only are about $100/month total.
BUT, I saved about $400 a year by opting out of the underinsured liability and personal injury coverages. They were effectively doubling up on coverage already in place.
To the OP, I get it. deadbeats S UCK!
My sister sound more like Dutchmans daughter and it is aggravating to support those who continue to willfully make mistakes. She would be the uninsured that hits you and walks away leaving her $500 pos car there to rot and moves on with life like she didn't do anything wrong.
