Vacant house Insurance
Curious how many RV travelers buy Unoccupied Home insurance when they travel for extended periods. We have not been buying it but may start. We typically travel for 30-45 days at a time and our curren...
Forum Discussion
azrving wrote:
Because of being gone for several months I checked with my agent and they said it was ok but wouldn't provide it in writing. I started shopping around and even places like state farm said no problem but wouldn't put it in writing.
Id have to go look at the paperwork but I believe I have citizens and they provided it in writing.
An agent not putting something in writing is a HUGE red flag IMO. Everyone needs to read the section of the policy for length of time to be unoccupied and see if it defines what unoccupied really is. If not clear, get it in writing from your agent or company.
Yes, vacant home insurance is expensive, it is an additional risk the company is taking on. But, it is less costly than getting the denial letter stating no coverage.
