Where do Ins Compaies get info?
Last month the renewal date came around for the insurance policy renewal for our Montana 5th Wheel and Dodge Ram that I use to pull it. The premium renewal rate was increased almost double from the pr...
Forum Discussion
did you call state farm office or your agent?? Agent is IMHO who you should have called. Have them clear it up. And a good agent is worth their weight in gold for keeping your rates low.
As for state farm, I've had them for 45 years, and while insurance does occasionally go up, I have occasionally checked for better rates, and so far haven't found anyone that is less expensive. And we happen to have an outstanding agent, which IMHO is what makes a big difference.
Once when we bought a third vehicle, initially the agent said we think it will be $xxx since it is an additional not replacement vehicle which would give you the accident free rate. When I got the first bill it was substantially lower. The explaination was that since we had such a long history with the agent he was able to add the vehicle with the same rate as 3 year no claims history rather than a new vehicle.
As for state farm, I've had them for 45 years, and while insurance does occasionally go up, I have occasionally checked for better rates, and so far haven't found anyone that is less expensive. And we happen to have an outstanding agent, which IMHO is what makes a big difference.
Once when we bought a third vehicle, initially the agent said we think it will be $xxx since it is an additional not replacement vehicle which would give you the accident free rate. When I got the first bill it was substantially lower. The explaination was that since we had such a long history with the agent he was able to add the vehicle with the same rate as 3 year no claims history rather than a new vehicle.
