Forum Discussion
Gjac
Jun 02, 2014Explorer III
If you are in good health as you described I would go with one of the Advantage plans, that is your cheapest option. Most have max out of pocket costs of $5600 and you pay $109/mo for it. Also there are options within these plans, the one I have from Wellcare cost an extra $16/mo and I get free Silver Sneakers Program which is a free heath club membership, and dental insurance up to $750/year. I get the money back each month because Wellcare reimburses me up to $20/mo for over the counter medication's( allergy pills, cough medicine, tooth paste etc.) I have had 3 advantage plans since I retired and they change from year to year because they are in competition with other insurance companies so there is no "best plan" forever, you must reevaluate from year to year.
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