Our son and daughter-in-law are both veterinarians (he's board certified in internal medicine, she in oncology). They even carry pet insurance. I just asked him what they have and here's his reply:
"We currently have Embrace and like them. Also had good experiences with Trupanion."
Rob
U.S. Army retired
2020 Solitude 310GK-R
MORryde IS, disc brakes, solar, DP windows
(Previously in a Reflection 337RLS)
2012 F350 CC DRW Lariat 6.7
Full-time since 8/2015