Advise on Surge Protectors?

I've seen ham radio repeater antennas completely disintegrated by a direct lighting strike that was safely drained to ground by properly protecting it with the correct devices. The radios were not harmed - once the antennas were replaced, the repeater was back in business. The AT&T on a nearby tower was fried.

There are devices and methods that work if properly applied.

I used seat belts for the same reason I use my surge suppressor - I want to have a chance if something goes wrong.