I worked with a guy who traded his 4x4 for a 2WD to save money, maintenance costs, and he said that he never needs 4x4.
That year, he got stuck on the same beach his family liked to go to several times and had to pay a tow truck each time. Later that winter, he stayed home from work a few days because he couldn’t get out of his driveway/subdivision. So, he bought chains because he needed to go on the other side of Cascades and also to get out of his driveway/subdivision when it snowed. He found it a pain to put on chains since he never had to before with his 4x4 since they were exempt. That spring, he got stuck on a boat launch when he volunteered to tow a friends boat to the Sound. After seeing how bad it was, he asked others to drive when he went hiking and fishing so they wouldn’t get stuck.
He had enough and decided to trade for a 4x4. The dealer lowballed him because they had a hard time selling 2WDs, and he said never again..