Forum Discussion
Vulcan_Rider
Jun 04, 2015Explorer
RoyBell wrote:
It's BS.
It's not BS.
A huge part of your credit score is:
How much total "revolving" credit you have and what percentage of that remains unused. Closing a card or cards reduces your available credit and hurts your score....eventually. All of this stuff takes time to sift down through all of the filters.
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