Forum Discussion
Grit_dog
Aug 04, 2022Navigator
BobsYourUncle wrote:
Insured? Yes. $500 deductible. I can likely get the parts for less than that. Well, maybe... Fix it myself and save my insurance premiums from going up.
I had a claim last year, they paid me out for hail damage and didn't increase my rates.
My stolen tools are not covered by the vehicle policy.
Generally Comp claims don't raise your rates, like the hail damage or the vandalism you experienced.
Although, like you, I'm very self conscious of rate increases and probably even more so in Canada where you have less choice in insurers, I think?
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