Good 3rd party Truck Camper insurance?
Good 3rd party Truck Camper insurance? Hi all - I had initially had good insurance coverage on our new 2020 Hallmark fiberglass pop-up Truck Camper - then Progressive decided that unless we had our...
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Premiums are subjective. $500+ for a newer AF sounds a bit pricey but location and your risk rating figure in. Also Progressive pulled the ole “raise all your rates a bunch” a couple years ago with us after 10-15 years with them. Went to American Family for much less $ and better limits.
Flo tried using the name your price tool incorrectly so we told her to stick it somewhere .... lol.
LA, first why would you expect a company to insure for new replacement value 5-6 years down the road? You can buy that insurance , maybe , but it’s not going to be cheap typically. It’s called stated value. You pay based on the $ amount you want insured. But even with stated value, likely not going to be able to insure it for a bunch more than it would be worth. And your camper isn’t worth new value 5-6 years from now, period, even if it sat in a climate controlled facility the whole time and didn’t get used.
I haven’t found any company that will over insure something’s apparent value without an appraisal. And a run of The mill camper isn’t something that really qualifies for appraised value.
You’re looking for a unicorn, not unlike many of your other threads.
Flo tried using the name your price tool incorrectly so we told her to stick it somewhere .... lol.
LA, first why would you expect a company to insure for new replacement value 5-6 years down the road? You can buy that insurance , maybe , but it’s not going to be cheap typically. It’s called stated value. You pay based on the $ amount you want insured. But even with stated value, likely not going to be able to insure it for a bunch more than it would be worth. And your camper isn’t worth new value 5-6 years from now, period, even if it sat in a climate controlled facility the whole time and didn’t get used.
I haven’t found any company that will over insure something’s apparent value without an appraisal. And a run of The mill camper isn’t something that really qualifies for appraised value.
You’re looking for a unicorn, not unlike many of your other threads.
