Cliff and Michele wrote:
Thanks for the time and comments, guys.
Grit Dog, I am up the road from you in Brier. Anyway, having owned dump trucks, the rate seemed normal to me as it is a "commercial" truck. Only $1300 was for collision, $1800 was liability. Clean driving record, credit, homeowner, veteran. I do insure myself well but since I have a $3mil umbrella I can probably lower that quite a bit. I meant no connection between the cost of the truck and liability. I should have written it cleaer. Great thoughts. Thanks.
Mkirsch I will head to Geico tonight and check it out. What might be unnecessarily complicated to some just means I want to make sure they are hearing what I am saying. I don't want to leave loopholes for them to deny a claim. All too often if they are trying to shoehorn my descriptions into their drop down menus and if it does not fit, they don't know what to so.
Optomistic Paranoid (great name!) that company never bothered responding to me.
Will update this as I get more info.
If you make it unnecessarily complicated, they can't hear what you are saying. Unnecessary means not needed.