gmw photos wrote:
I believe the policy on my truck only extends it's liability coverage to the trailer, while it's being towed.
My trailer policy covers the loss of the trailer itself, whether hooked to the truck or not.
State Farm for me. About $300 year for the trailer.
Check with your agent on yours to know what is and is not covered.
This is the correct answer. I use State Farm for both vehicle and trailer which have seperate policies and the TT policy is very reasonable. That way there is never any question as to which insurer has the responsibiity for repairs regardless of whether it is hooked to the TV or not. My cost was about the same.