bookmaker wrote:
. . . One issue I discovered with getting insurance on the 1181, liability insurance on the camper. While it is on the truck, the truck insurance may cover. If at home, my homeowner's policy may cover. But what about if it is off the camper away from home? What if someone falls getting in or out? Or some kid is running through the area and splits his head on the slide out? . . .
^^^^^Good point! Researched this quite a bit. Every agent I talked to said they were "reasonably confident" an umbrella policy would provide personal liability coverage when the camper is not physically sitting on the truck, or at home. As for specific, in writing, air-tight personal liability coverage when the camper is off the truck, say, at a storage facility (or campground), well, none of the agents could provide that---unless you claimed you were living in it full-time.