Is it possible to finance a $23K trailer for 180 months?

Nah, not just my world. Checks still make up about 20% of total banking activity these days, but a lot of that is checks being mailed to consumers for refunds, rebates, etc. vs. payments being sent in.

According to Social Security, over 99% of their payments are going out electronically. They only mail out about 550,000 checks a month, so you're definitely in the minority.