Forum Discussion
Perrysburg_Dodg
Dec 20, 2016Explorer
Dear Saboken, here's a thought. Maybe just maybe some of the members here were actually trying to help you out and bring up a point or points you may have over looked! The very first response to your post was this "rjf7g, You better call them and make sure they allow you to tow a trailer with their vehicles. You will likely have to at least provide additional insurance for your trailer." and you responded with "I have USAA they work with enterprise so the insurance won't be a issue, I was just wondering if anyone here had experience with enterprise with these rentals?" Just because they "work with your insurance company" does not mean you have coverage when towing a trailer with their equipment!
People are just trying to help you not belittle you! Try and take the posts at helpful suggestions. A heads up Enterprise works with every insurance company that I know of.
Down TheAvenue is correct, just because you have coverage towing your TT with your vehicle that does not mean that everyone has that kind of policy! My TT was covered for collision through my trucks policy as a rider.
I also had a policy that covered the trailer for Comprehensive claims like fire, thift, vandalism or any other damage caused by anything other then collision! I know of no insurance company that has coverage like our friend Wing Zealot says he has "I have a Progressive policy, (a separate policy on the TT alone, not a rider on the tow vehicle) that covers both collision and comprehensive, while both towed and parked. There is no exclusion for being towed by a rental vehicle, a vehicle owned by the neighbor, dog catcher, or any other towing vehicle caveats. ".
I'm not saying he is wrong, I'm only saying I have never seen it. For the record I have been with All State (have them now), Progressive, Auto Owners and State Farm all with RV/Boat coverage. As I have stated the collision was as a rider on the truck and comp was a separate policy on the trailer and boat with their own limits of coverage. The moment you connect your trailer to your a tow vehicle it is covered under the tow vehicles policy using it's deductibles and liability coverage limits not the trailers policy. If someone thinks I'm wrong please call your
The cold most be rally getting to some of you guys.
Don
People are just trying to help you not belittle you! Try and take the posts at helpful suggestions. A heads up Enterprise works with every insurance company that I know of.
Down TheAvenue is correct, just because you have coverage towing your TT with your vehicle that does not mean that everyone has that kind of policy! My TT was covered for collision through my trucks policy as a rider.
I also had a policy that covered the trailer for Comprehensive claims like fire, thift, vandalism or any other damage caused by anything other then collision! I know of no insurance company that has coverage like our friend Wing Zealot says he has "I have a Progressive policy, (a separate policy on the TT alone, not a rider on the tow vehicle) that covers both collision and comprehensive, while both towed and parked. There is no exclusion for being towed by a rental vehicle, a vehicle owned by the neighbor, dog catcher, or any other towing vehicle caveats. ".
I'm not saying he is wrong, I'm only saying I have never seen it. For the record I have been with All State (have them now), Progressive, Auto Owners and State Farm all with RV/Boat coverage. As I have stated the collision was as a rider on the truck and comp was a separate policy on the trailer and boat with their own limits of coverage. The moment you connect your trailer to your a tow vehicle it is covered under the tow vehicles policy using it's deductibles and liability coverage limits not the trailers policy. If someone thinks I'm wrong please call your
The cold most be rally getting to some of you guys.
Don
About Travel Trailer Group
44,030 PostsLatest Activity: Jan 20, 2025