Travel trailer insurance
I have a 12 year old K-Z Frontier travel trailer (No lien) and am paying aproximately $450/year for insurance with Progressive - Collision and Comprehensive($500 deductible for each.) It would seem th...
Forum Discussion
Tyler0215 wrote:
Drop the insurance. A 12 year old TT is probably only worth $2000 max if they total it. Save your insurance money and take the loss.
I have no idea who you have insurance through, but my insurance company treats it like a house. They will pay today's value to replace it, if it were to be totaled. If I want 26k coverage they will pay 26k no questions asked, if totaled, to replace it. I had an 11 year old trailer and it was still worth retail 11K, got close to 9K on trade. I pay $231 per year with a $500 deductible. When I just trading in this past week the RV dealer told me to stay clear of Progressive as they are awful with RV's and have no idea what goes into fixing one.
