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Travel Trailer Insurance

mfoster711
Explorer II
Explorer II
Who do you use for insurance of your Travel Trailer? Do you use the same company for Auto/Home? Have you shopped prices? If so, what did you find?

For the first time in 20 years I am shopping all my insurance around and the RV rates seem odd.

I currently pay $736/year through Allstate. I was quoted $596 from State Farm. I used the Progressive website and got a quote of $316. Tried using Gieco but it said I must have auto policy with them to get RV quote.

This is for my 2014 Outback Terrain 250TRS.
2015 Ford F150 King Ranch
2014 Outback Terrain 250TRS

Previously:
2007 Ford F250 Diesel
2009 Jayco Eagle 30.5 BHS Super Lite 5th Wheel
21 REPLIES 21

MKirkland
Explorer
Explorer
$188/year, Progressive here for a 22ft trailer, 2011, $14,000 valuation.

Community Alumni
Not applicable
Insurance rates can vary wildly depending on where exactly you are in the country, the company, and your particular situation. In some places you can get full coverage for a little over $100 while in other parts of the country it will easily set you back $1000+ annually.

You aren't that far away from me and I would say that $736 is quite steep on a '14 Outback around these neck of the woods. When I looked, Progressive ended up being the cheapest for me so that's who I'm with. I would take the rate that Progressive is offering you as it looks like a good one. If you bundle then you can save even more.

Redwoodcamper
Explorer
Explorer
Our policy is much less with USAA than with others mentioned. We have gieco for our auto. I shop around every vehicle I get. You never know who will be cheapest.
2011 ram 3500. Cummins 68rfe. EFI live. 276k miles and climbing.
2017 keystone bullet 204

azdryheat
Explorer
Explorer
Our trailer is tied in to our truck policy with Farmers.
2013 Chevy 3500HD CC dually
2014 Voltage 3600 toy hauler
2019 RZR 1000XP TRE

dieselbobcat
Explorer
Explorer
X2 Progressive... pay about the same - had great service with a few minor claims...
2014 Rockwood Ultralight 8312SS Diamond Edition
2016 F350 Super Duty Crew Cab Lariat Ultimate 4X4 6.2L

mfoster711
Explorer II
Explorer II
Pbois334 wrote:
Isn't progressive only a 6 month policy?

Your Progressive quote has been saved

Thank you for quoting with Progressive. Your quote number is xxxxxxxxxx.

Your 12-month policy premium is $316.00 if paid in full.
2015 Ford F150 King Ranch
2014 Outback Terrain 250TRS

Previously:
2007 Ford F250 Diesel
2009 Jayco Eagle 30.5 BHS Super Lite 5th Wheel

Pbois334
Explorer
Explorer
Isn't progressive only a 6 month policy?