whywait
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Re: I'm still convinced these people are crazy.
Nutinelse2do wrote: whywait wrote: Nutinelse2do wrote: Why do you care? Is your intent to " save " the younger generation from making a mistake by financing, or just stir the pot? What other people do is none of your business, and no one in their right mind is going to come to an RV forum for financial advice. Have you nothing else to do on a beautiful Saturday evening than try to piss people off? Is that the best you could come up with for your 3rd post? Okay - With this beautiful Saturday evening, I can only say that my intention was to start a conversation - a dialogue about the pitfalls that potentially could cost an inexperienced, eager, enthusiastic would-be RV purchaser at least twice the purchase price of their RV. Whether or not I "piss people off" is up to them - Perhaps I'm touching upon a subject that no one wants to address. While it may seem that I'm a newcomer to this forum, in fact, I'm not. Computer issues have made it necessary for my recent repatriation, using a different signature. The subject has been brought up many times. Every time it ends up the same. Everyone's story is different, as well as their life circumstances. The people that finance keep the economy going, so if people have to, or choose to finance, that's their choice. We should be happy they do it. What others choose to do should be none of your concern. You are not going to change anyones mind here. If you want to reach the younger generation, post it on Facebook or one of the social media sites. If the subject has come up many times, why are you still interested enough to respond? Yes, everyone's story is different - and while I agree it's none of my concern, isn't this what a forum is all about - dialogue and debate? Whether or not I change anyone's mind is not paramount - if even one person thinks "what if", then it's worth the discussion.317Views0likes0CommentsRe: I'm still convinced these people are crazy.
The subject has been brought up many times. Every time it ends up the same. Everyone's story is different, as well as their life circumstances. The people that finance keep the economy going, so if people have to, or choose to finance, that's their choice. We should be happy they do it. What others choose to do should be none of your concern. You are not going to change anyones mind here. If you want to reach the younger generation, post it on Facebook or one of the social media sites. If the subject has come up many times, why are you still interested enough to respond? Yes, everyone's story is different - and while I agree it's none of my concern, isn't this what a forum is all about - dialogue and debate? Whether or not I change anyone's mind is not paramount - if even one person thinks "what if", then it's worth the discussion.317Views0likes0CommentsRe: I'm still convinced these people are crazy.
noe-place wrote: All this boils down to those of us who think we have all the answers sometimes feel the urge to try helping the "youngsters" out there who haven't yet walked the road of life. I can respect and appreciate my fellow rver's concerns for others and their friendly advice. It can be accepted or rejected by those to whom it is directed. But there are always those "oldsters" who have lived life and experienced all its joys and dangers to the point where they feel their "expertise" in all matters are valid and must be shared. I have not yet had any young people ask me for advice on buying an rv but I'd probably give my 2cts if they wanted it. And now for a commercial......:Z Thank you noe-place!355Views0likes0CommentsRe: I'm still convinced these people are crazy.
Nutinelse2do wrote: Why do you care? Is your intent to " save " the younger generation from making a mistake by financing, or just stir the pot? What other people do is none of your business, and no one in their right mind is going to come to an RV forum for financial advice. Have you nothing else to do on a beautiful Saturday evening than try to piss people off? Is that the best you could come up with for your 3rd post? Okay - With this beautiful Saturday evening, I can only say that my intention was to start a conversation - a dialogue about the pitfalls that potentially could cost an inexperienced, eager, enthusiastic would-be RV purchaser at least twice the purchase price of their RV. Whether or not I "piss people off" is up to them - Perhaps I'm touching upon a subject that no one wants to address. While it may seem that I'm a newcomer to this forum, in fact, I'm not. Computer issues have made it necessary for my recent repatriation, using a different signature.355Views0likes0CommentsRe: I'm still convinced these people are crazy.
WyoTraveler wrote: The post was just assumptions that everyone that gets an RV loan or vehicle loan is poor and don't have any idea about finances. Terrible assumption. He needs some education about finances. #1. If I can borrow money cheaper than I am making money in the stock market why should I pay cash? #2. He has no clue about other people and their funds. #3. He probably has bad credit and jealous that others can enjoy their life RVing and he hasn't figured out how to get a loan. I'm sorry that is just my humble opinion. Okay - You've got me, I'm not a financial wizard. #1 - If you have money invested at a higher rate of interest than an RV loan - of course, the choice is obvious. I'm willing to bet, however that the majority of people signing up for relatively high-interest RV loans don't have the whereabouts to use that option. #2 - Absolutely correct - I have no clue about others finances, just observations and North America's situation in general. #3 - Oh, believe me, the bank would love to have me access the equity in our home - It wouldn't be a problem at all. So what's your issue with questioning the wisdom of borrowing big money for an RV? Don't you think it's worth discussing whether someone should mortgage their future for the few times (historically speaking)their expensive, mortgaged RV will be used in the next 20 years?355Views0likes0CommentsRe: I'm still convinced these people are crazy.
winnietrey wrote: But this idea of we have to have the latest, greatest, newest, because only then can we truly enjoy camping, and we have to spend big money to do it is the issue that needs to be talked about. I completely agree! And the notion that "if we need to remortgage the house to acquire it, so be it"!206Views0likes0CommentsRe: I'm still convinced these people are crazy.
Crowe wrote: At the risk of being rude, who cares? You choose your path in life, I choose mine. Not up to you to criticize or throw your holier-than-thou attitude at me or anyone else. We all make decisions for a reason. If I'm happy with what I do and you're happy with what you do that's all that matters. Absolutely - glad you're content. However, there are thousands of young, inexperienced future RVers about to sign on the dotted line. Don't you think it's worthwhile to start a conversation that includes the pitfalls (and merits) of financing?206Views0likes0CommentsRe: I'm still convinced these people are crazy.
dan-nickie wrote: 1a. Noun One who posts a deliberately provocative message to a newsgroup or message board with the intention of causing maximum disruption and argument. That may well be the case here but if we can start a conversation on the merits/shortfalls of credit, how much harm could that cause?206Views0likes0Comments
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