Rjpoog1989
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Re: Travel Trailer Buying/Financing Questions
Some good advice here since I’ve last looked. I do not plan to buy an extended warranty. I figured I’d be fixing most things myself unless it’s something major. In the long term I’d be fixing even major things myself. Sometimes it’s more hassle to involve others. We have already been doing quite a bit of shopping, but now doesn’t make sense for us to buy. Neither of us have any PTO left after the baby was born so no sense in buying until late this year or early next. Weight/length and floor plan are huge factors. I’d like to avoid upgrading trucks for quite sometime, however if it becomes a nuisance I will. I figure as my daughter gets older and we may have another, we will soon run out of payload.345Views0likes0CommentsRe: Travel Trailer Buying/Financing Questions
time2roll wrote: Go big and go long.... as long as you get the lowest interest rate. Some loans go out 20 years and this is good as long as you make more than the minimum payments to be on maybe a 5 year schedule. With good credit a minimal or no down payment is possible. I would go with the minimum. Camping World is a mixed bag. Plenty of purchase and service complaints. I am sure there are some good transactions too but they tend to be under reported. You’re basically saying what I’ve been thinking. Right now my car payment (to be paid off before TT purchase) is triple what I’m wanting my minimum TT payment to be. I’ll essentially be making payments in triple the amount 90% of the time, but if I have a bad month I can just make the minimum. I’ve realized there are sometimes things that come out of the blue that can really wreck a budget. I’m no financial guru, but I have yet to run completely out of money, so whatever I’m doing has worked thus far.340Views0likes0CommentsRe: Travel Trailer Buying/Financing Questions
ZINGERLITE wrote: I agree with the junk laying around comment. we financed and bought new because i want vacation to be vacation. eliminate the chance of the "everything i own is junk" anger moments lol. I want to relax. not stress over things that are broken. I’ve been trying to get away from the “everything I own is junk” moments. I do still mow my yard with a 70 year old tractor that I have to hand crank. That’s the type of thing I’m trying to get away from when I go on vacations.340Views0likes0CommentsRe: Travel Trailer Buying/Financing Questions
I wish there was a like or thank you button on this forum. I appreciate everyone who has tried to answer my questions. I’ll clarify a few things here: We are looking at a small unit. We know the limits of my truck and we’ve found several floor plans we like. I want to get something as short as possible, with bunks, to eliminate the risk of scraping the backend coming into my steep driveway. I also am limited by garage space for it, as I plan to keep it indoors when not in use. I’ve only ever bought 1 thing I didn’t need. I don’t live some extravagant lifestyle spending endless amounts of money. There’s not much to just simply cut from my budget and start saving on the scale needed to buy what we want. That being said if we get one we like we will keep it for a long time. Case and point: I will absolutely be buying a camper prior to March 2020 and will absolutely be financing it. My in-laws have a camper and we have gone on some trips with them. I have a pretty good understanding of what goes into all of this.340Views0likes0CommentsRe: Travel Trailer Buying/Financing Questions
I should have stated that I’m not interested in anything David Ramsey would say. Yes I could save money and go camping 5-10 years from now. My goal however, is to get out camping with my daughter while she’s young and get her interested in the outdoors. I’ve looked at used, but I’ve got enough used junk laying around that I have to work on all the time. I don’t want to be fixing things when I’m trying to take a relaxing trip. I’ve looked at rates from my credit union and will possibly use them. I have an 800+ credit score. My car will be paid off soon and I have plenty of money to make the payments.310Views0likes0CommentsTravel Trailer Buying/Financing Questions
Hello all, this is my first post here. I’ve been lurking here a while looking for info on campers. I’m looking to buy a TT for the 2020 camping season and I’m trying to plan my finances accordingly. I’ll start with these three questions and go from there. 1: Do most dealers require a down payment to finance and if so, what % is typically required. 2: From what I’ve observed, it seems the best incentives are in December. Is this an accurate observation? I’m looking to get the best price by buying at the right time. 3: it seems like Camping World has the best prices and selection. Are there reasons not to buy from them?7.2KViews0likes61Comments
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Prefer to camp in a travel trailer? You're not alone.Jan 20, 202544,029 Posts
