All ActivityMost RecentMost LikesSolutionsRe: Medicare Advantage PlansI am a Medicare Advisor/Broker (for 21 years now) and a new member here. If the Medicare Advantage Plan is an HMO, you only have emergency coverage out of the service area. Medicare Advantage PPO plans allow you to use out of network providers for a higher copay or coinsurance. Traditional Medicare Supplement plans (like Plan F or G) are accepted nationwide by any provider that accepts Medicare. Hope that helps. Any questions about Medicare, I'm here to help.