tafman618
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Joined 13 years ago
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Re: cell phone service
Encountered lost SPRINT connection last three times camping. Very disappointed in service since I had just added four smart phones. Hoped I could at least check the weather while camping, but no luck. Contact SPRINT soon upon my return from the last trip. Relayed displeasure with service to SPRINT CSR. The CSR relayed most carriers share towers and when utilization rate is reached, the result is dropped calls. The CSR relayed when I drop a call to call SPRINT customer service so they can re-provision the phone for the strongest tower in the area. To me this sounded like a BS sales pitch, but this past week I did in fact "re-provision" my phone and had zero problems. Not saying this works for all, but did for my family and I.377Views0likes0CommentsRe: Unhappy with deal. Want to cancel Purchase Agreement.
Not that it probably matters now, but I would have questioned the price drop. The dealer dropped the price to accommodate the desired monthly payment amount if a lower interest rate were available. Obviously the dealer had some wiggle room in the price and was still able to make a profit. Ideally, the buyer may have saved some money by obtaining the lower sale price and then looking for a loan with a lower interest rate. Sometimes buyers accept a monthly payment because it fits their current budget. However, they fail to recognize what the total cost is at the end of the loan. Not sure what the starting or ending sell price was, but I put together an example reflecting assumptions to give you an idea of pricing. In the example, the starting price was $20.0K then dropped to $15.0K. Loan duration remained constant at 8yrs/96 mos. Interest rate is 14.95%; then 6.75% to show comparison. SAMPLE COSTING FOR RV PURCHASE Purchase Interst Term Monthly Total Interest Paid Price Rate Pmt Repayment Paid on Loan $20,000.00 14.95% 8 yrs $358.33 $34,399.68 $14,399.68 $20,000.00 6.75% 8 yrs $270.19 $25,938.24 $ 5,938.24 $15,000.00 14.95% 8 yrs $268.75 $25,800.00 $10,800.003.9KViews0likes0Comments
