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Red_Eagle's avatar
Red_Eagle
Explorer
May 20, 2017

Auto & RV insurance coverage

On our summer trip, we will be camping in Banff for several days before driving down to Washington & Oregon. Will check with our Nationwide insurance on Monday; but wanted to ask in the meantime if your insurance covers you when traveling Canada or Mexico. Appreciate your answers.

6 Replies

  • My Statefarm agent emails me an Insurance Policy that specifically showed coveragw for Canada. Did that last year. Just got a new email for next month's trip to Vancouver, BC.

    Ask your insurance agent.
  • Customs agents at the border will never ask about insurance as its not under their jurisdiction. However if you get into an accident the police will need proof of insurance.
  • Ours insurance company sent us a special insurance card to use for our travels in Canada. We already had the coverage but the proof from the insurance company was free. We were never asked to produce it at any border crossing.
  • Red Eagle wrote:
    On our summer trip, we will be camping in Banff for several days before driving down to Washington & Oregon. Will check with our Nationwide insurance on Monday; but wanted to ask in the meantime if your insurance covers you when traveling Canada or Mexico. Appreciate your answers.


    We are insured in South Dakota with Nationwide (Allied). We are headed to Canada for the summer. According to our agent, we are covered but need to carry proof of insurance coverage for Canada. She emailed the card to me, we printed it and we are good to go. If you are hikers, take the Tea House hike at Lake Louise in Banff. One of our all time favorite hikes!! Safe travels-
  • Ask your insurance agent, not us! Have him/her point out the clause on your policy. Read it. There's more regarding Mexico but start with your agent....showing you on your policy. The key isn't only whether you are covered but also whether your coverage is recognized.
  • Our State Farm policy took care of us with no problem in Canada.

    I believe Canada requires you to have a statement from your carrier that they're covering you in Canada. We had ours with us, but I haven't heard of anyone actually being asked for it at the border.

    Bill