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CKNSLS's avatar
CKNSLS
Explorer
May 12, 2014

Canadian Medical Coveage for Americans

We will be traveling to Canada and I know it's prudent to buy some medical coverage since our existing U.S. plans will not cover medical treatment in Canada in the event we need it.

Does anyone know any companies, either in the U.S. or Canada that offers this coverage?

Any input would be appreciated!

I have found this company-medical

15 Replies

  • n7bsn wrote:
    While I haven't had to go for emergency care in Canada, I have friends that have.

    It's really not a big deal, other then the Canadian's not understanding what "billing" means. By that I mean a hospital that seldom handles an American is going to have to do some research on procedures. It all comes down to the "single payer" system up north.

    If your normal insurance co does not offer emergency care outside of your coverage area, you really need to get a new company.


    Again-I appreciate the response but my insurance company doesn't cover Canada. And switching insurance policies isn't an option until next March.
  • While I haven't had to go for emergency care in Canada, I have friends that have.

    It's really not a big deal, other then the Canadian's not understanding what "billing" means. By that I mean a hospital that seldom handles an American is going to have to do some research on procedures. It all comes down to the "single payer" system up north.

    If your normal insurance co does not offer emergency care outside of your coverage area, you really need to get a new company.
  • Here is what BCBS of CO says about foreign travel

    Go to the nearest health care facility. Call your doctor or us within 24 hours, or as soon as you can. When your care is done, you will need to pay the bill. (You may want to use a credit card. The credit card company will automatically transfer the foreign currency into American dollars for you.) Keep all your receipts.

    When you get home, call us at the number on the back of your member ID card or stop by your employer's personnel office and ask for a claim form. Fill out the claim form and submit it with your receipts to our address on the form. (The amount submitted must be in American dollars). We will pay you back based on your health plan benefits.
  • ed6713 wrote:
    We have travelled extensively in CA with no special insurance. Read your policy carefully. Our old BCBS of Florida covered Emergency care when traveling in CA. Yours may, or may not. The general advice is if someone is feeling ill, head for the nearest US border.





    Thanks-our policies do not cover care while in Canada.
  • We have travelled extensively in CA with no special insurance. Read your policy carefully. Our old BCBS of Florida covered Emergency care when traveling in CA. Yours may, or may not. The general advice is if someone is feeling ill, head for the nearest US border.