Changing Money
What is the best place to change $US into $Canadian?
Forum Discussion
Check with your home bank to find out what additional charges/fees are added to using your debit and credit cards for purchases in foreign currency like C$, and if there are per transaction fees, as well.
There aren't a lot of places in Canada that don't take one or the other of these payment methods, so you can probably reduce the amount of cash you bring, and just bring plastic. You'll get whatever the VISA/Mastercard/ATM/Debit card foreign currency exchange rate in effect on the date/time the transaction is posted to your account.
We use 2 no fee Canadian based credit cards that also have a 0% foreign currency exchange rate (most Canadian credit cards charge 2.5% of the purchase value to do the forex conversion), and so buy pretty much everything using them when we travel in the US. We get whatever the VISA/MC exchange rate of the day happens to be at time of purchase.
We might have some cash if we're camping in places that use iron rangers. If we need more cash, we bite the bullet and go to a local ATM and pay the fee.
There aren't a lot of places in Canada that don't take one or the other of these payment methods, so you can probably reduce the amount of cash you bring, and just bring plastic. You'll get whatever the VISA/Mastercard/ATM/Debit card foreign currency exchange rate in effect on the date/time the transaction is posted to your account.
We use 2 no fee Canadian based credit cards that also have a 0% foreign currency exchange rate (most Canadian credit cards charge 2.5% of the purchase value to do the forex conversion), and so buy pretty much everything using them when we travel in the US. We get whatever the VISA/MC exchange rate of the day happens to be at time of purchase.
We might have some cash if we're camping in places that use iron rangers. If we need more cash, we bite the bullet and go to a local ATM and pay the fee.
