Forum Discussion

Orion's avatar
Orion
Explorer
Feb 06, 2014

Emergency Medical - Canada

I have often read on this forum about American visitors being unsure of their emergency medical coverage while visiting Canada or on their way through to Alaska.
Last week, a visiting American relative, who had no travel insurance, had a medical emergency. They went to the local doctors' clinic as they have done in the past, but found it closed for the night. They charge non residents about $70 for a quick look and the writing of a prescription. Feeling that they could wait until the following morning but preferring to get it look at right away, they phoned the emergency at our local hospital to find out the cost.
$880 to be looked at plus whatever the treatment would be!
Make a mental note, just in case you find yourself in the Great White North with a medical problem and don't have insurance
  • Wherever you may travel you need health care coverage. You need it at home don't you.
    We have bought ins. through our travel agent or bank. We now have coverage for travel through my hubby's policy at work.

    I think the last time I bought it at the bank, excellent coverage for 3 weeks in Europe was around 200 dollars.

    Really no matter what the cost, it is needed.
  • A quick trip to the ER here would run you at least $1500


    Might work out to be about the same, as that $880 was just the 'sign in' fee, didn't include any treatment.

    It works the same way on both sides of the border. My 5 year old son fell off his bike last summer while vacationing in Michigan. Small cut on his chin required 2 stitches. $900!


    Now was that at an emergency or at a clinic?
  • Canadians travelling through northern B.C. or Yukon may also want additional travel insurance in case they need an ambulance, which usually aren't covered by provincial healthcare.

    In remote areas, the ambulance is sometimes a helicopter. Many $$.
  • camp-n-family wrote:
    When those of us from the great white north head to the south, we always purchase medical travel insurance.

    When you travel to a different country, no matter how close to your own, it is always good to have the insurance as you never know.

    Would you travel over seas without medical insurance?
    Why would you travel to any country?


    X2. It works the same way on both sides of the border. My 5 year old son fell off his bike last summer while vacationing in Michigan. Small cut on his chin required 2 stitches. $900!


    Yes, it does indeed. In Canada Medipac is good for snowbird insurance
  • When those of us from the great white north head to the south, we always purchase medical travel insurance.

    When you travel to a different country, no matter how close to your own, it is always good to have the insurance as you never know.

    Would you travel over seas without medical insurance?
    Why would you travel to any country?


    X2. It works the same way on both sides of the border. My 5 year old son fell off his bike last summer while vacationing in Michigan. Small cut on his chin required 2 stitches. $900!
  • When those of us from the great white north head to the south, we always purchase medical travel insurance.

    When you travel to a different country, no matter how close to your own, it is always good to have the insurance as you never know.

    Would you travel over seas without medical insurance?
    Why would you travel to any country?