Forum Discussion
MEXICOWANDERER
Mar 29, 2014Explorer
You will NEVER encounter as ARROGANT an entity as you will with ADUANA. Because overland tourism is such a tiny "Of Importance" to the Mexican Technocrat Government scheme of things, complaints by Qualitas and the aggregate total of Mexican underwriters to Secretaria Gobernacion never mind ADUANA are going to continue to fall on deaf ears.
Mexican government officials respond to THREATS made by the ultra rich and powerful and to no one else. Groups and organizations that wield a lot of power are listened to. But overland tourism doesn't stand a chance - gobernacion just does not care. But say a horror story should arise concerning fly-in tourists and Cancun where billions of dollars feed Velociraptor grade ricos, heads will roll and blood will flow in Mexico City.
This is a question and not a statement: Let's say a car gets stolen in the USA and things are done by the numbers. How much time elapses between the theft and when the underwriters's check arrives in the mail?
Lewis and Lewis is an agent, referred to as a SURPLUS LINE BROKER. Their product is SERVICE. I've dealt with SLB's whose interest is 99.99% collecting your money and .01% in helping their insured. L&L has gone out on a limb to help their insured so many times I have lost count. But what people seem to not understand is a liability only policy does not do a damned thing to help you legally. A bad accident means the plaintiff can DEMAND that the guilty party be held securely so they do not flee the country. IT CAN TAKE MONTHS FOR AN UNDERWRITER TO SETTLE A SERIOUS CLAIM. IF you are judged to be at fault, having mere liability proof is a JOKE. Until the plaintiff's claim is SATISFIED the accused goes to PRISON. Let me spell it out. PRISON is not "jail", it is the place where tall white concrete walls have guard towers on all four corners.
The ONLY thing between an insured and this horror, is a Surplus Line Broker that is aggressive. Someone who has an intimate relationship with the underwriter. Not someone who telephones and the answer is: We'll get back to you as soon as possible. A LEGAL AID PACKAGE and an aggressive surplus line broker is most important to keep your butt out of jail.
Separate insurance from the temporary import permit. Apples and Zapotes.
If you depart Mexico WITHOUT the proof of surrender document in your possession, you WILL BE DENIED A TIP the next time you try to get one. I don't give a damn if you have a letter from the president of Mexico's brother in law. When the Banjercito computer says "NO!" it does not mean "almost maybe".
The only way to clear a violation is through Mexico City ADUANA and the process is slower than a glacier and guess what a lot of people do it by the numbers and after SEVEN YEARS of waiting, they are still denied entry.
I hate to sound so negative, but I do not ascribe to BS or fairy tales. This is the way it "Is" and this is not the way it "Ought To Be". Deal with the "Is's" and save yourself a lot of headaches.
The term COMPLETE AUTO LIABILITY COVERAGE is a joke. More correctly put it should read. "COVERAGE SO IT's GOING TO HURT A LOT LESS"
Mexican government officials respond to THREATS made by the ultra rich and powerful and to no one else. Groups and organizations that wield a lot of power are listened to. But overland tourism doesn't stand a chance - gobernacion just does not care. But say a horror story should arise concerning fly-in tourists and Cancun where billions of dollars feed Velociraptor grade ricos, heads will roll and blood will flow in Mexico City.
This is a question and not a statement: Let's say a car gets stolen in the USA and things are done by the numbers. How much time elapses between the theft and when the underwriters's check arrives in the mail?
Lewis and Lewis is an agent, referred to as a SURPLUS LINE BROKER. Their product is SERVICE. I've dealt with SLB's whose interest is 99.99% collecting your money and .01% in helping their insured. L&L has gone out on a limb to help their insured so many times I have lost count. But what people seem to not understand is a liability only policy does not do a damned thing to help you legally. A bad accident means the plaintiff can DEMAND that the guilty party be held securely so they do not flee the country. IT CAN TAKE MONTHS FOR AN UNDERWRITER TO SETTLE A SERIOUS CLAIM. IF you are judged to be at fault, having mere liability proof is a JOKE. Until the plaintiff's claim is SATISFIED the accused goes to PRISON. Let me spell it out. PRISON is not "jail", it is the place where tall white concrete walls have guard towers on all four corners.
The ONLY thing between an insured and this horror, is a Surplus Line Broker that is aggressive. Someone who has an intimate relationship with the underwriter. Not someone who telephones and the answer is: We'll get back to you as soon as possible. A LEGAL AID PACKAGE and an aggressive surplus line broker is most important to keep your butt out of jail.
Separate insurance from the temporary import permit. Apples and Zapotes.
If you depart Mexico WITHOUT the proof of surrender document in your possession, you WILL BE DENIED A TIP the next time you try to get one. I don't give a damn if you have a letter from the president of Mexico's brother in law. When the Banjercito computer says "NO!" it does not mean "almost maybe".
The only way to clear a violation is through Mexico City ADUANA and the process is slower than a glacier and guess what a lot of people do it by the numbers and after SEVEN YEARS of waiting, they are still denied entry.
I hate to sound so negative, but I do not ascribe to BS or fairy tales. This is the way it "Is" and this is not the way it "Ought To Be". Deal with the "Is's" and save yourself a lot of headaches.
The term COMPLETE AUTO LIABILITY COVERAGE is a joke. More correctly put it should read. "COVERAGE SO IT's GOING TO HURT A LOT LESS"
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