Mexican Insurance How Much $$

4X4Dodger wrote:

There are a couple of things that come to mind when I hear these stories {about adjusters}.

One is that if you are through a broker the adjuster may not see you as their customer. Whereas if you had a direct policy they may be more accommodating. Many millions of Mexicans are having insurance claims every year and I am sure they are not all being cheated by adjusters.

Secondly I often wonder how many of those that are having these problems actually speak and read Spanish and have a feeling for the cultural niceties of how to deal with business matters.

On the first point - a lot of Mexicans (majority?) don't carry auto or any other insurance. No money. Though, with 130 millions people there could be "millions" filing a claim every year. So far I've heard more good than bad stories about adjusters on this and Nomads forums.

On the second point - yes, most gringos in Mexico can't even conduct a simple conversation in Spanish, to my observations. Even those living there semi-permanently. And - from my and others experience - under stress you tend to forget that little vocabulary and grammar that you've managed to learn. Memory retention at the age of 50 and over is rather poor, takes lot of repetition to memorize and very easy to forget.