You must be living in some strange place. As I said, I pay all our utilities, insurance, cable, etc. via on line banking with Banorte. For all Mexicans who are registered as persona fisica, you have to pay for all deductible expenses with a debit or credit card. All gasoline, groceries, incidentals, meals, taxis (Uber) are all paid via debit and credit card. On all our rv trips, gasoline has been paid with debit cards. I rarely carry over 200 pesos in cash.
I think you need to keep in mind that your experience is personal and has taken place in a very small and as you stated remote place in Mexico. That doesn't represent Mexico for most Mexicans.
I pay no commission on any of my purchases. There have been a few instances and I refuse to make the purchase.
Again, your experience is very limited and if you had not stated this in this last post, most people who are rvers, or new to rving in Mexico, may think your experience is a representation of all of Mexico.
We invest a lot of our income in Mexican banks. They pay much better than the .85% our U.S. credit union pays and that is after inflation. My Afore (similar to a 401k) pays 6.9%. If you'd like I can provide bank statements that show little to no charges for any of our Mexican bank accounts.
The only place I could imagine paying cash would be for a shoe shine, a couple of tacos, nothing else. Even our gardener gets paid via a bank transfer between accounts and we live in the country. So when we are out of town on extended road trips, we just make a transfer via internet from one Banorte account to another.
Let's set the record straight and put it out there for people to see. As I stated and I will say again, this applies to those who are temporary and permanent residents which over the last few years, several or many who read this forum have become. Current information and facts are what count.
I am currently in a convention in Leon but will post the factual information that I have regarding the above.
