In the past we have pulled a 5er SOB so one vehicle policy covered the tow vehicle with the 5er added to the same policy. This time Motorhome pulling a toad and it looks like we have to have two poli...
When I tow a trailer of any type it is true the towing vehicle covers the liability. However, if the trailer is damaged and it is my fault I want to make sure the trailer is repaired. How that happens is with the 2nd policy on the trailer. You may want to check your policy fine print. You are right though minimum liabiliy can be covered under 1 policy. Some insurance companies may be different.