Two Medical Crises their Resolution and Costs
We had a rough October. Things are healing nicely, so I thought this information would be good to share. We became eligible for Medicare through the US this year and have decided not to purchase par...
Forum Discussion
In Mexico there are over 52 different governmental social insurance programs. For years I thought the only one was IMSS. There is also ISSTE (for teachers), Seguro Popular (now INSABI), ISSTELEON (for state workers of Nuevo Leon), PEMEX, LISSFAM (for military personnel) and just about all the other states have their own social medicine for their state workers.
There are great differences between them all. Some of the best are the state worker programs. ISSTELEON is probably better than most major private hospitals. SO has had two knee surgeries both within the two weeks of diagnosis and they both were farmed out to Level A private hospitals.
Currently, for ISSTELEON, doctor's visits are on Zoom or telephone, along with prescription renewal and pickup is less than 24 hours. COVID tests are included now and all is no charge. Everything is computerized. There is ever little to no waiting for treatment or service.
What can I say, I live in a great state and I am sure there are others as well in Mexico.
My IMSS will be free for life this next August, I currently pay 10,000 pesos a year. I most likely won't be eligible for Medicare since U.S. social security has me listed as living in Mexico. I am currently looking at private policies.
This is a shortlist of some of the many private insurance companies and their prices. The first line is a 2 million dollar policy with a $1500 USD deductible and an annual cost of $2000 USD. There are different levels of private hospitals; A,B,C, and in most cases it is not just service but private rooms, suites, or basic 2 bedroom hospitals. This is much cheaper than what I would pay for Medicare. After all, a bypass at Doctor's or Christus Muguerza is less than $75,000 USD.
How would I use Medicare anyway? Traveling back and forth, plus emergency care, etc? I know ex-pats that do that for some of the silliest things.
There are great differences between them all. Some of the best are the state worker programs. ISSTELEON is probably better than most major private hospitals. SO has had two knee surgeries both within the two weeks of diagnosis and they both were farmed out to Level A private hospitals.
Currently, for ISSTELEON, doctor's visits are on Zoom or telephone, along with prescription renewal and pickup is less than 24 hours. COVID tests are included now and all is no charge. Everything is computerized. There is ever little to no waiting for treatment or service.
What can I say, I live in a great state and I am sure there are others as well in Mexico.
My IMSS will be free for life this next August, I currently pay 10,000 pesos a year. I most likely won't be eligible for Medicare since U.S. social security has me listed as living in Mexico. I am currently looking at private policies.
This is a shortlist of some of the many private insurance companies and their prices. The first line is a 2 million dollar policy with a $1500 USD deductible and an annual cost of $2000 USD. There are different levels of private hospitals; A,B,C, and in most cases it is not just service but private rooms, suites, or basic 2 bedroom hospitals. This is much cheaper than what I would pay for Medicare. After all, a bypass at Doctor's or Christus Muguerza is less than $75,000 USD.
How would I use Medicare anyway? Traveling back and forth, plus emergency care, etc? I know ex-pats that do that for some of the silliest things.
