U.S. credit cards in Canada
My understanding is that Canada is now using credit card readers that read "chipped" credit cards. Can we still use our U.S. credit cards with the magnetic strip?
Forum Discussion
- Hi,
Yes, all the credit card machines I've seen still have a slot for reading the strip. - Yes
- They will take them with a smile on their faces.
- Look into the charges for foreign exchanges on your cards prior to using them. Some companies charge quite a bit, and you won't know until the bill comes in, if you don't look into it.
- You can use them with or without a chip! Come on up and spend, spend, spend!
- They will work no problem, just be prepared to pay an extra 2% on the exchange rate.
- We found that Visa did not charge the exchange fee during previous visits.
Definitely call your card vendor and check before you go so you won't be surprised when the bill arrives. We found that Visa did not charge the exchange fee during previous visits.
How did you determine there was no fee. It is my understanding that all Visas charge this fee. You know that the fee doesn't show as a separate item, it is just an adjustment made to the rate used.- American Express & Discover aren't as popular in Canada as the US.
- Magnetic strip is being phased out, the chip will replace it. We have heard of un-chipped cards being refused in Europe. In Canada it will just be a matter of time .....
Why not apply for an international card now and be ready? Most card companies can provide you with one if you request it.
