We lived in FL for decades and retired from Florida. You don't have enough money to get us back there even for the winter, but we enjoy Arizona and spend winters here now. Other than ocean fishing or beaches, AZ has everything FL has and at 2/3 the cost. Things AZ does NOT have are bugs, humidity, traffic, oh and did I say bugs :) Here you are welcomed and treated in a friendly manner, unlike the way the locals treat you in Florida. Here, you pay the same price as the locals, NO such thing here in AZ as a locals card or locals menu, which there is in Florida. Did I say there are no BUGS in AZ :) You will see for yourself, if you try both.