leaving house empty
We will be snowbirding this coming winter for the first time, and I have a concern about leaving the house unoccupied. Our granddaughter was going to live in the house, she is 18, just graduated and w...
Forum Discussion
Fizz wrote:deereone wrote:
This may have nothing to do with snowbirds leaving the house while on vacation. But, my uncle passed away a few weeks ago. His daughter called his house insurance company to ask if any changes needed to be made to the policy as the house would set empty till they settled the estate. The insurance company informed her if the house was going to be unoccupied for over 30 days they would not insure it. Sometimes your afraid to ask. So she went to another insurance company and was able to get it insured, but at nearly double the cost just because it would be unoccupied. Just something to think about.
The term they use is 'Abandoned' since the original insurer is never coming back. Very different from being a Snowbird for a few months. It's all in the wording.
When my aunt passed away in 2007, the insurance company had a vacant home insurance which costs more. In the case of a snowbird, it's a little different.
