Forum Discussion
YC_1
Nov 29, 2015Nomad
I too just became eligible for Medicare due to disability. The only difference is I am getting it a bit earlier than 65.
It seemed quite confusing and I spent about a month reading and sorting out the stuff. What is part A?B?C?D? etc and what are Advantage Plans? and what are Supplemental plans.
After sorting it out and looking at United, Humana, and others I had a Humana rep come to my house. In about an hour things are now much clearer.
I signed up for the Humana Advantage plan PPO. There are plenty of doctors and hospitals that accept it and you can use anyone or any hospital in an emergency. There is no cost to sign up. You must pay your part B Medicare which is quite reasonable.
Since we travel this was the best plan for me. This covers hospital, doctors and drugs with very low deductibles.
There is a yearly open enrollment so you can change to other companies each year.
With the deductibles on my plan I see no need for any supplemental insurance.
It seemed quite confusing and I spent about a month reading and sorting out the stuff. What is part A?B?C?D? etc and what are Advantage Plans? and what are Supplemental plans.
After sorting it out and looking at United, Humana, and others I had a Humana rep come to my house. In about an hour things are now much clearer.
I signed up for the Humana Advantage plan PPO. There are plenty of doctors and hospitals that accept it and you can use anyone or any hospital in an emergency. There is no cost to sign up. You must pay your part B Medicare which is quite reasonable.
Since we travel this was the best plan for me. This covers hospital, doctors and drugs with very low deductibles.
There is a yearly open enrollment so you can change to other companies each year.
With the deductibles on my plan I see no need for any supplemental insurance.
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