Medicare...maybe we should have stayed home
well, we're at Lake Pleasant heading in the next week to Quartzsite or maybe Glamis, not sure. hubby is already enrolled in Medicare, turning 65 in December. We got the material before we left. So...
Forum Discussion
Scottiemom wrote:
….. Then you have to decide on the supplement and part D. If you do not enroll in those when first eligible, you will pay a % penalty for every month you don't. The SS office could advise you about a 1 month (Dec.) enrollment to avoid that. …..
Dale
You are not required to have a supplemental to cover the 20% co-pay and deductibles. There is on penalty if you don't get one.
Part D, on the other hand, will charge you a penalty if you don't enroll when you become 65 - they want everyone in as soon as possible, even when you don't need the coverage. The best way is to look at what you are currently taking and then do some comparisons between Walgreen/Costco/Wal-Mart/CVS/ExpressScripts, etc., with their Part D programs. And you can change each year - just remember that the Part D has a donut hole (though it is getting smaller each year) where you are responsible for all of the costs before the insurance kicks back in again.
Barb
