Medicare...maybe we should have stayed home
well, we're at Lake Pleasant heading in the next week to Quartzsite or maybe Glamis, not sure. hubby is already enrolled in Medicare, turning 65 in December. We got the material before we left. So...
Forum Discussion
Tom N wrote:
A quick clarification concerning Part C Advantage Plans.
A HMO Advantage plan covers you in your home area. But, it DOES cover emergencies anywhere in the US.
A PPO Advantage plan covers you fully anywhere in the US.
NO supplemental insurance or drug coverage insurance is needed with a Part C Advantage. All you have to do is choose an Advantage plan that includes drug coverage.
We went to a class (In Surprise AZ) about BC/BS Advantage plans. very attractive, except for one thing I noticed. The "out of pocket" (which varies with the plan, evidently?) is over $3500/year. We have to pay THAT before they cover anything? They said they have no deductibles...but, that out of pocket seems a bit high.
