Medicare...maybe we should have stayed home
well, we're at Lake Pleasant heading in the next week to Quartzsite or maybe Glamis, not sure. hubby is already enrolled in Medicare, turning 65 in December. We got the material before we left. So...
Forum Discussion
I am 64 and have Medicare envy. I have a private ins policy through United HC. 5k deductible with a 16k stoploss, 70/30 policy. Thought I was having a heart attack in June and stayed one night in the hospital for observation. My portion after insurance was still $5000.00. I pay about $450 a month. That's still better than anything I was offered on Obamacare. However, If it had been DH on his Advantage plan... the bill would have been quite minor.
Medicare isn't a rip off. It is a blessing. It does however have costs. Part D is not perfect by any stretch. Since Medicare can't negotiate prices we are all at the mercy of big Pharma. Write or call your rep's.
Going without a partC or supplement leaves you exposed to major out of pocket expenses since PtB does not have an out of pocket limit.
Single payer is what many gov't types have been trying to get done for decades. Everyone has gov't insurance and the gov pays the bills. And controls what is and isn't covered. And...who. And for how long.
I would rather take my chances with 3rd party pay. United Health Care is pretty good to deal with.
cts
Medicare isn't a rip off. It is a blessing. It does however have costs. Part D is not perfect by any stretch. Since Medicare can't negotiate prices we are all at the mercy of big Pharma. Write or call your rep's.
Going without a partC or supplement leaves you exposed to major out of pocket expenses since PtB does not have an out of pocket limit.
Single payer is what many gov't types have been trying to get done for decades. Everyone has gov't insurance and the gov pays the bills. And controls what is and isn't covered. And...who. And for how long.
I would rather take my chances with 3rd party pay. United Health Care is pretty good to deal with.
cts
