My policy, and I'm sure most if not all others, states the following:
Medical Expenses Incurred After the Emergency has Ended
Limitation of Benefits
Once you are deemed medically stable to return to your province or territory of residence (with or without a medical escort) either in the opinion of xxxxxxxx(the insurer) or by virtue of discharge from hospital, your emergency is considered to have ended, whereupon any further consultation, treatment, recurrence or complication related to the medical emergency will no longer be eligible for coverage under this
policy.
Since your claim was going to be under $100 after your deductible, you would have been far better off to pay for it yourself and possibly file a claim with your provincial medical coverage after you got home.