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WBChapman's avatar
WBChapman
Explorer
May 15, 2014

More Medipac Problems

This past winter we were in Florida and had Medipac Travel Insurance "coverage". I contracted a chest/throat infection and after contacting Medipac for approval went to the local Estero Emergency Medical Clinic. The physician prescribed and antibiotic, prednisone and an inhaler. Subsequently, about 10 days later I was contacted by Medipac and asked if I have okay. I replied that I was much better and felt I was recovered.
The claim under my deductible was going to be less than US$100. I was then told that they wanted to "repatriate" me.
When I suggested that was not necessary I received an email telling me that my policy could be cancelled and would no longer cover any bronchial conditions I might develop.
This is not the kind of response I would expect from and insurer who had any concern for its clients and seems more like a company that just wants your money not any risk! Needless to say I will not use Medipac every again and have advised CSA that they are promoting a product that is not in the best interest of their members.
  • Not only will Medipac cancel your coverage if you have ever used prednasone, they will cancel the coverage if it has been prescribed at any time and the prescription never filled.
    I'm speaking from first hand experience.
  • Ummmmmm I'd be contacting the insurance commissioner if you have one where you live. This is not right......and they're punishing you for being sick. I believe the commissioner who authorizes that insurance company to do business in your state/country. I worked for one here....and they have analysts that look at how a company is doing business....too many complaints and they lose their license to do business in that state.

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