Forum Discussion
John___Angela
Jun 19, 2013Explorer
Almot wrote:John & Angela wrote:
Medical insurance is not a problem. Just get a private policy for the time you are out of country plus 3 months.
Paying private for 3 months won't buy you any exemption from provincial rules. Provincial plan expires after 7 months total in calendar year. Then you return and stay 3 months on the private, re-apply for provincial plan, and leave the country again - and the plan will expire immediately, or will not be recognized if you try and get treatment within or outside Canada. Because you will not have stayed 7 months in that calendar year. You MIGHT get lucky and they won't terminate the plan if they don't check, but this is gambling against very high stakes if you get sick.John & Angela wrote:
Taxes shouldn't be a problem if filing the "closer ties to" form.
I know of CRA circular on what to consider "close ties to Canada", but didn't know that we have to file such a form, and how often. My understanding is if you remain tax resident for CRA, and CRA doesn't allege that your status has changed, you don't need to file anything but regular tax return.
The "closer ties to" is filed to the IRS not the CRA. I think it's form 8840. And I think it's actually called "closer connection to" or something like that. We file it every year.
Re the medical, agreed, if you leave for more than 7 months every year you will have to get a permanent expat plan. Still doable. Expats do it all the time. All it takes is money. ??
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