Smoke Detectors

"There were no working fire/Smoke Detectors in the Home".

Fire Dept stresses this because of casualties/deaths to OCCUPANTS

Insurance Company......????
ANY statement from Agent should be in writing/signed-dated!



Oh..just leave the batteries in it.
Why do you think you need to remove....occupied or not????????

I have the smoke detectors that claim a 10 year battery life and installed Lithium Ion 9v batteries in them. I'll leave them in but will check with my insurance agent regarding this.

RobWNY wrote:
I ask because you hear stories all the time when disaster strikes, where the fire department makes a point to say "There were no working fire/Smoke Detectors in the Home". I don't know if that creates a snag when negotiating a settlement with the Insurance company or if the fire officials are just stressing the importance of detectors.

Just a side note, the American Red Cross has a program to install free smoke detectors with 10 year batteries. We had them do it for our 5th wheel in a NW park and in our park model here in Arizona. Chris

IIRC, I get a small discount on homeowner's insurance by having functional fire alarms. I doubt insurance would deny a claim if no one home, batteries removed, but no real reason to not leave the batteries in. I would leave them, even if gone long term.

So much fine print, where insurance is involved, such as, insured household occupied, which yours may not qualify, if gone for 3-4 months? May want to ask your agent.

Jerry

I ask because you hear stories all the time when disaster strikes, where the fire department makes a point to say "There were no working fire/Smoke Detectors in the Home". I don't know if that creates a snag when negotiating a settlement with the Insurance company or if the fire officials are just stressing the importance of detectors.

I don't think it matters if the house has no occupant. Chances are no one will ever hear the alarm inside a closed house from the street. They will see the fire and smoke though, at that point, smoke alarms don't help anything. Personally, I'd leave the batteries in and working.